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LIVE CHAT

FAQ

YES – Anyone injured in a motor vehicle collision is automatically entitled to “Accident Benefits”. Accident Benefits are available whether you were driving, were a passenger or were a pedestrian hit by a motor vehicle or other insurable vehicle. Even if the collision was your fault, you are still entitled to receive accident benefits.

There are two sources of compensation available to you:

  • Accident Benefits Claim
    This is a claim against your own insurance company; or, the car insurance company of another vehicle involved in the accident. See Accident Benefits
  • Tort Claim
    This is a claim against the at-fault driver.

Your compensation will depend on the amount of medical bills, the negligence of the at-fault driver, and the individual “story” of the case. The value of a personal injury case is built over time as evidence is collected and injuries are diagnosed. We understand the complexities of the legal system and we have a successful record of obtaining the compensation you deserve. We are also aware of the pain, suffering and many issues that come with motor vehicle accidents. Your injuries can keep you out of work as well as affect your daily routine and life in general. You may be entitled to receive compensation for the following:

  • Medical Expenses
  • Future Care
  • Past and future income loss
  • Pain and suffering
  • Reduce earnings due to long-term injuries
  • Housekeeping
  • Out of pocket expenses

Even if you are at fault, you are entitled to receive Accident Benefits from your insurer.

If you are injured and a motor vehicle is involved, you have the right to claim accident benefits, even if you do not have your own insurance.

You have access to accident benefits against:

  • The insurer of your spouse, parents or someone else whom you are dependent.
  • The insurer of the car you were in.
  • The insurer of the other car involved in the accident.

Ontario has a no fault system. Regardless of who is at fault for an accident, you are entitled to make a claim for accident benefits through your own insurance company.

This is the case even if you were not driving or if your car was not involved in the accident.

Not only should your premium not be affected if you are not at fault, but by making a claim, you are simply accessing coverage that you have already paid for through your premiums over the years.

They will send you forms to be completed to start your Accident Benefits claim. They may want to meet with you to take a statement to get more detailed information from you.

Before submitting documents or agreeing to give a statement, you should consult the lawyers at GTA Injury Lawyers to discuss your rights and options.

In most situations, there are strict time limits in which claims must be issued or notices served. It is wise to contact a lawyer immediately after an accident or insurance denial.

If your accident happened after January 1, 2004, you generally have 2 years from the date of the accident to start legal proceedings. In certain situations, you may be able to sue after the expiration of the 2 years; but these situations are the exception rather than the rule. Additionally, in certain situations there may be shorter time limits for starting actions, and certain defendants must have notice of your intention to sue. For example, in an action against a municipality for the failure to remove snow and ice (that can lead either to a car accident or a slip and fall), notice to the municipality must be given within 10 days of the incident.

NO – our fee arrangement means you will pay no legal fees until your case has been won or settled. At the free initial consultation, we will request information and evaluate your claim to determine whether we wish to proceed with your case.

GTA Injury Lawyers work on a contingency fee retainer agreement. This means that GTA Injury Lawyers gets paid a percentage of your recovery, if and when you receive compensation. If, for whatever reason, you do not receive money for your injuries, we do not get paid and you do not owe us any money.

In general, it can take anywhere between 2-5 years to settle a personal injury matter. Simpler cases may be able to be resolved between 1-2 years. As a general rule, no settlement negotiations should take place until a client has exhausted all reasonable treatment options and has reached maximum medical recovery.

GET THE FACTS

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  • Am I Entitled to Benefits After a Motor Vehicle Accident?

    Am I Entitled to Benefits After a Motor Vehicle Accident?
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    What Compensation is Available for Victims of Motor Vehicle Accidents?
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    What if I am at fault for the accident?
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    What if I don’t have insurance?
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    If I am not at fault, why is my insurer involved and will my premiums go up?
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    What will my insurance company do after I report the accident?
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    How soon after an accident or loss should I consult a lawyer?
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    Are There Limitation Periods I Should Be Aware Of?
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  • Will I be charged for the initial consultation or interview?

    Will I be charged for the initial consultation or interview?
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  • How Much Will GTA Injury Lawyers Charge Me?

    How Much Will GTA Injury Lawyers Charge Me?
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  • How long will it take to settle my case?

    How long will it take to settle my case?